Terms of Use

Acceptance of Terms

By accessing and using Insurology’s website and services, you accept and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use our services.

Description of Services

Insurology provides an online platform for comparing insurance quotes, researching insurance products, and accessing insurance-related educational content. We are not an insurance company but a technology platform that connects consumers with insurance providers.

User Responsibilities

When using our services, you agree to:

• Provide accurate, current, and complete information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access to your account
• Use our services only for lawful purposes
• Not attempt to gain unauthorized access to our systems
• Not interfere with or disrupt our services
• Not use automated systems to access our services without permission

Insurance Quotes and Accuracy

Insurance quotes provided through our platform are estimates based on the information you provide. Actual insurance premiums and coverage may vary. We make no guarantee regarding the availability of insurance coverage or specific rates from any insurance provider.

The accuracy of quotes depends on the accuracy and completeness of the information you provide. Final rates and coverage details are determined by the insurance companies.

Intellectual Property

All content on the Insurology website, including text, graphics, logos, images, and software, is the property of Insurology or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from our content without express written permission.

Third-Party Links and Services

Our website may contain links to third-party websites and services. We are not responsible for the content, privacy policies, or practices of these third-party sites. Your use of third-party services is at your own risk.

Disclaimer of Warranties

Our services are provided “as is” and “as available” without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or secure. We make no warranty regarding the quality, accuracy, or reliability of any information obtained through our services.

Limitation of Liability

To the fullest extent permitted by law, Insurology shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from your use of our services.

Our total liability to you for any claims arising from your use of our services shall not exceed the amount you have paid us in the twelve months preceding the claim.

Indemnification

You agree to indemnify, defend, and hold harmless Insurology and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of our services or violation of these Terms of Use.

Termination

We reserve the right to suspend or terminate your access to our services at any time, without notice, for any reason, including violation of these Terms of Use.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising from these terms shall be resolved in the courts of Broward County, Florida.

Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services after changes are posted constitutes your acceptance of the modified terms.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Contact Information

If you have questions about these Terms of Use, please contact us: